TERMS AND CONDITIONS OF USE

IMPORTANT: PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY. This web site ("Site") is operated and owned by Insuranceworks.com Inc. ("Company"). By accessing or using this Site, you are agreeing to be bound by these terms and conditions. If you do not accept the terms and conditions stated herein, do not access or use this Site. Company reserves the right to revise these terms and conditions at any time by updating this posting. You should visit this page periodically to review these terms and conditions.

Use of Materials. This Site is designed and intended for the exclusive use of individuals seeking employment and career information (the "Candidates") and employers seeking employees (the "Employer/Recruiters"). If you do not intend to register as a Candidate or Employer/Recruiter, Company hereby authorizes you to only view and download a single copy of any materials accessible by you on this Site solely for your personal, non-commercial use. If you decide to register as a Candidate or Employer/Recruiter, special rules shall apply to the posting of submissions and to the use of any materials, services and other items provided for downloading or use on this Site in the Candidate or Employer/Recruiter sections of this Site. Any such special rules are listed as "Legal Notices" on this Site and are incorporated into these terms and conditions by reference. Company reserves the right to expel you and prevent your further access to this Site for violating any of these terms and conditions or any such special rules, if applicable.

Copyright and Restrictions. The contents of this Site, such as text, resumes, corporate profiles, corporate summaries, job descriptions, publications, newsletters, articles, opinions, views, graphics, images, HTML codes, multi-media clips, java code, logos, button icons, banners, software and other material appearing on this Site (collectively "Materials"), are protected by copyright under both Canadian and foreign laws. Unauthorized use of any Materials may violate copyright, trade-mark, and other laws. You must retain all copyright and other proprietary notices contained in the original Materials on any copy you make of the Materials. You may not sell or modify the Materials or reproduce, display, publicly perform, distribute, or otherwise use the Materials, or any part thereof, for any public or commercial purpose. The use of the Materials on any other web site for any purpose is prohibited. If you violate any of these restrictions, your permission to use the Materials automatically terminates and you must immediately destroy any copies you have made thereof.

Trade-Marks. InsuranceWorks.comTM and RecruitingWorks.comTM are trade-marks of Company. All other trademarks belong to their respective owners. Nothing contained on this Site should be construed as granting any license or right to use any trade-mark, logo or design displayed on this Site without the written permission of Company or the respective owner.

DISCLAIMER OF WARRANTIES. THE MATERIALS AND SERVICES MADE AVAILABLE ON THIS SITE ARE PROVIDED "AS IS". Company DISCLAIMS ALL REPRESENTATIONS, WARRANTIES OR CONDITIONS OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. THE INFORMATION CONTAINED ON THIS SITE MAY CONTAIN TYPOGRAPHICAL ERRORS. THE MATERIALS AND SERVICES MADE AVAILABLE ON THIS SITE MAY BE CHANGED WITHOUT NOTICE. NO REPRESENTATIONS OR WARRANTIES ARE MADE CONCERNING THE ACCURACY, COMPLETENESS, TIMELINESS OR RELIABILITY OF THE MATERIALS OR SERVICES, INCLUDING WITHOUT LIMITATION ANY RESUMES, CORPORATE PROFILES OR OTHER MATERIALS AND SERVICES CONTAINED ON THIS SITE. YOU ASSUME ALL RISKS ASSOCIATED WITH DEALING WITH OTHER USERS WITH WHOM YOU COME INTO CONTACT WITH THROUGH THE SITE. Company IS NOT TO BE CONSIDERED AN EMPLOYER WITH RESPECT TO YOUR USE OF THE SITE AND Company SHALL NOT BE RESPONSIBLE FOR ANY EMPLOYMENT DECISIONS, FOR WHATEVER REASON MADE, BY ANY ENTITY USING THE SITE. YOU ARE RESPONSIBLE FOR INDEPENDENTLY VERIFYING THE TRUTH AND ACCURACY OF ANY INFORMATION YOU OBTAIN FROM THE SITE THAT IS SUBMITTED BY OTHER USERS OF THE SITE. Company DOES NOT REPRESENT OR WARRANT THAT ACCESS TO THIS SITE OR ANY SITES LINKED TO THIS SITE WILL BE UNINTERRUPTED, THAT THIS SITE WILL OPERATE ERROR-FREE, OR THAT THIS SITE OR THE MATERIALS OR SERVICES AVAILABLE HEREIN ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS.

LIMITATION OF LIABILITY. YOU ACCESS AND USE THIS SITE AT YOUR OWN RISK. IN NO EVENT SHALL Company, ITS DIRECTORS, OFFICERS, EMPLOYEES OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOST REVENUE, LOST OR DAMAGED DATA OR OTHER COMMERCIAL OR ECONOMIC LOSS, WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER THEORY OF LIABILITY, ARISING OUT OF YOUR ACCESS TO OR USE OF THIS SITE OR ANY CONSEQUENCES FLOWING THEREFROM. THE FOREGOING LIMITATION SHALL APPLY EVEN IF Company HAS BEEN ADVISED OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGE.

Third Party Submissions. This Site may contain resumes, corporate profiles or other related materials (collectively "Third Party Content") submitted by other users. Company is not responsible for and does not represent or warrant the truthfulness, accuracy or reliability of any Third Party Content. Company is not responsible for screening or monitoring any Third Party Content posted by users of this Site. If notified of Third Party Content which allegedly breaches these terms and conditions, Company may investigate the allegation and determine in its sole discretion whether to remove or request the removal of the Third Party Content. Company has no liability for performance or non-performance of such activities. Any reliance on material posted by other users of the Site will be at your own risk.

Linked Sites. This Site may contain links to other sites as well as e-mail links. These links are provided solely as a convenience to you. These other sites were independently developed by parties other than Company and Company assumes no responsibility for the accuracy or appropriateness of the information in such sites. The inclusion of any link to another site does not imply endorsement by Company. Any mention of another party or its product or service on the linked site should not be construed as an endorsement of that party or its product or service. If you decide to access any linked site, you do so entirely at your own risk. Company reserves the right to terminate any link to this Site at any time.

No Professional Advice. The information on this Site is provided with the understanding that Company is not engaged in rendering career placement, hiring, legal, accounting or other professional advice and services. As such, the information should not be used as a substitute for consultation with professionals or other competent advisors.

Indemnity. You agree to indemnify Company and its officers, directors, employees and agents from and against any and all claims, demands, liabilities, costs, or expenses whatsoever, including without limitation reasonable legal fees and disbursements, resulting directly or indirectly from: (a) your breach of any of these terms and conditions; (b) your access to or use of this Site or any web site to which this Site is or may be linked from time to time; (c) your use of, reliance on, or publication, communication or distribution of anything on or from this Site; and/or (d) your violation of any law or regulation.

Privacy. By posting or otherwise providing any personal information through this Site, by electronic mail or otherwise, you agree and consent to the collection, use and disclosure by Company of such personal information for the following purposes: (a) providing recruitment and placement services; (b) assessing a candidates skills and qualifications for a particular posting; (c) posting candidate profiles and resumes on our websites; (d) providing job searching and job notification services; (e) managing our relationship with clients and jobseekers; (f) responding to requests for information from jobseekers and recruiters; and (g) meeting any legal or regulatory requirement. You understand and agree that Company's collection, use and disclosure of personal information shall be done in accordance with its Privacy Policy.

Subject to Company's Privacy Policy and applicable legislation pertaining to personal information, any information which you post to this Site will be considered non-confidential. By posting information to this Site, you automatically grant Company a royalty-free, perpetual, irrevocable, non-exclusive, world wide license to use, reproduce, modify, publish, translate, distribute, perform and display the information alone or as part of other works in any form, medium or technology, whether now known or hereafter developed, and to sublicense such rights to Company' licensees. Notwithstanding the foregoing, Company undertakes not to use or permit others to use the information you submit for marketing or mass mailing purposes.

Security. While reasonable efforts are made to ensure the confidentiality of information submitted to this Site absent the use of encryption, the Internet is not a secure medium and privacy cannot be ensured. Internet e-mail and web sites are vulnerable to interception, forging and unauthorized access. Information sent or received over the Internet is generally insecure and Company cannot and does not make any representation, warranty or promise concerning the interception by third parties of your personal or other information. Company will not be responsible for any damages you may suffer as a result of or in connection with the transmission of any information from or to this Site. Should you decide to transmit information using the Site, you do so at your own risk.

General. These terms and conditions, as well as the special rules which may apply to Candidates and Employer/Recruiters, shall be governed by the laws in force in the Province of Ontario, Canada without regard to the conflict of laws provisions therein. You irrevocably submit to the non-exclusive jurisdiction of the courts located in the Province of Ontario. You agree that the provisions of the United Nations Convention on Contracts for the International Sale of Goods shall not apply. If any provision hereof is held by a court of competent jurisdiction to be invalid, it shall be severed and the remaining provisions shall remain in full force without being invalidated in any way. The parties hereto are independent contractors. These Terms and Conditions of Use and their ancillary Special Rules are not intended to create a partnership, joint venture, or agency relationship between the parties. Except for any agreements with Company that expressly reference these terms and conditions, this is the entire agreement between you and Company relating to the matters contained herein and shall not be modified except in writing by Company.


1999, Insuranceworks.com Inc. All rights reserved.


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